Vacant Land Listings: Owner-Financed Land for Sale Nationwide
Welcome to the Vacant Land List listings page. These are real vacant land listings we have shared with our newsletter subscribers: owner-financed lots and acreage in 11 states, from small homesites in Florida and Mississippi to 40-acre parcels in the Nevada high desert. Many were offered with down payments as low as $75 and monthly payments under $200.
Most of these properties sold quickly, often to subscribers who saw them first in their inbox. Browse them to see the kinds of deals we find, then join the list so you are first in line for the next one.
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How to Read Our Vacant Land Listings
Each listing below includes the property type, acreage, state, and the terms that made it stand out, along with a short look at the area. Click any title to see the full listing post, with photos, maps, the APN, and the full pricing and financing terms. Availability changes fast. A listing marked here may already be sold, which is exactly why subscribers hear about new ones first.
All Past Vacant Land Listings at a Glance
| Listing | State | Size | Headline terms |
| 10 Acres in Washington | WA | 10 acres | Under $200 |
| Own 2 Lots Near the Mississippi River | Mississippi River area | 2 lots | See listing |
| Mississippi Lot | MS | Residential lot | $75 down |
| 0.18 Acre Lot in Florida | FL | 0.18 acre | $140/month |
| 0.23 Acre Florida Lot | FL | 0.23 acre | Only $14K |
| 40 Acre Lot in Nevada | NV | 40 acres | $499 down |
| 40 Acre Lot | See listing | 40 acres | $189/month |
| Colorado Land | CO | Land | $85/month |
| Arizona Lot | AZ | Lot | $99/month |
| 10 Acres in Texas | TX | 10 acres | $156/month |
| Own 10 Acres in New Mexico | NM | 10 acres | Affordable terms |
| Kansas Land for Sale | KS | Land | Under $100/month |
| .19 Acre Mobile Home Lot in Smith | See listing | 0.19 acre | Mobile home lot |
| Corner Lot in Michigan | MI | Corner lot | $125/month |
| Own a .32 Acre Arkansas Lot | AR | 0.32 acre | See listing |
Western Land Listings: Nevada, Arizona, Colorado, and Washington
The West is where buyers find the most acreage for the money. Much of the land sits in wide-open high desert and mountain valleys, often near large tracts of public land.
40 Acre Lot in Nevada for $499 Down
40 acres · Nevada · $499 down · owner financing
Nevada is one of the best states for big, affordable acreage. Much of the state is federally managed public land, so private 40-acre parcels often border wide-open country. Many affordable 40s sit in the northern high desert, where buyers use them for off-grid cabins, RV getaways, stargazing, and long-term holds. Nevada also has no state income tax, a plus for anyone planning to move there someday.
40 acres · location on listing · $189/month
Forty acres is a classic land size: big enough for real privacy, a homestead, or recreation, yet still affordable on monthly terms. At under $200 a month, this listing showed how owner financing makes large acreage possible without a bank loan.
Arizona Lot for Only $99/Month
Off-grid-style lot · Arizona · $99/month
Affordable Arizona land is usually in the high desert of the northern and eastern parts of the state. There, elevation brings milder summers than Phoenix, and big skies come standard. Many buyers use these lots for off-grid living with solar power and hauled water, or as a low-cost place to camp and explore nearby national forests and parks.
Land · Colorado · $85/month
Colorado land under $100 a month usually comes from southern Colorado, including the San Luis Valley and the counties around the Spanish Peaks, where thousands of acreage lots were created decades ago. Expect mountain views, high elevation, cold winters, and strict well rules tied to parcel size. Our Huerfano County, Colorado land guide explains water, septic, and camping rules in the area.
10 Acres in Washington for Under $200
10 acres · Washington · under $200
Affordable Washington acreage is mostly found east of the Cascade Mountains, where land is drier, sunnier, and far cheaper than in the Seattle area. Ten acres there offers privacy, forest or open range, and long-term upside in a state where land near cities keeps getting scarcer.
Southwest and Plains Land Listings: New Mexico, Texas, and Kansas
Big skies, low taxes, and low prices per acre make the Southwest and Great Plains favorites for first-time land buyers.
10 acres · New Mexico · affordable terms
New Mexico has some of the least expensive land in the country. USDA data shows it had the lowest average farmland value of any state in 2025, about $725 an acre. Ten acres there works well for off-grid plans, a weekend retreat, or a long-term hold, with year-round sunshine and wide-open views.
10 acres · Texas · $156/month
Texas has no state income tax and a huge supply of rural land. Affordable 10-acre tracts are common in West Texas, where land is cheapest and the night skies are some of the darkest in the country. Ten acres gives you room to build, park an RV where allowed, or simply hold the land.
Kansas Land for Sale Under $100/Month
Land · Kansas · under $100/month
Kansas sits in the heart of the Great Plains, with low land costs, small-town living, and a central location within a day’s drive of much of the country. A monthly payment under $100 makes it one of the most accessible ways to own land.
Southern Land Listings: Mississippi, Florida, and Arkansas
The South offers mild winters, green landscapes, and some of the lowest property taxes and living costs in the country. Lots here tend to be smaller but closer to towns and utilities.
Own 2 Lots Near the Mississippi River
2 lots · Mississippi River area · legacy land
Land near the Mississippi River puts you close to fishing, boating, hunting, and river-town history. Two side-by-side lots give you extra space for camping, a future home, or land to pass down. Always check flood zone maps for any property near a river.
Residential lot · Mississippi · $75 down
Mississippi consistently ranks among the most affordable states in the country, with low living costs and some of the lowest property taxes. A residential lot for $75 down is about as low a barrier to owning land as you will find.
0.18 Acre Lot in Florida for $140/Mo
0.18 acre · Florida · $140/month
Florida has no state income tax and year-round warm weather, and many affordable lots sit in older, pre-platted subdivisions across the interior of the state. These lots are popular as future homesites. Check whether water and sewer are available or whether you will need a well and septic, and look up the flood zone.
0.23 Acre Florida Lot for Only $14K
0.23 acre · Florida · $14,000
A quarter-acre lot is a common size for a single-family home in Florida. At about $14,000, this listing was a strong entry point into a state where buildable land keeps getting more expensive as people keep moving in.
0.32 acre · Arkansas · see listing
Arkansas, “The Natural State,” is known for lakes, rivers, forests, and the Ozark Mountains, plus a low cost of living. Small lots there are popular for cabins, retirement homesites, and weekend getaways near outdoor recreation.
.19 Acre Mobile Home Lot in Smith
0.19 acre · see listing for location · mobile home lot
Lots zoned for manufactured homes are some of the most affordable ways to put a home on your own land. Before you buy, confirm the zoning and any deed restrictions allow the home you plan to place, and check water, sewer, and power at the lot.
Midwest Land Listings: Michigan
Corner Lot in Michigan for Only $125/Mo
Corner lot · Michigan · $125/month
Michigan offers four seasons, thousands of inland lakes, and more freshwater shoreline than almost any other state. Corner lots are especially flexible, with two road frontages that can make access and home placement easier.
New Vacant Land Listings Go to Subscribers First
The listings on this page are a sample of past deals. New listings go to our email subscribers first, and the best owner-financed parcels often sell within days. If you want a real shot at the next $75-down lot or 40-acre tract, the newsletter is the place to be.
- Free to join, with 8,000+ land buyers already on the list
- Nationwide listings: acreage, homesites, and recreational land
- Owner financing on many deals, some from $75 down
- Full details in every listing: APN, maps, photos, and terms
Get New Vacant Land Listings by Email →
Want more before you join? Browse the newsletter archive, read the Vacant Land List FAQ, or learn how the subscription works.
Before You Buy From Any Vacant Land Listing
A good listing gives you the facts. It is still smart to verify them yourself before you send money:
- Look up the APN on the county assessor’s site and confirm the seller is the owner of record. Our property owner lookup guide shows how.
- Check access: a public road or recorded easement.
- Confirm zoning and restrictions for your plans, such as a mobile home, RV, or cabin.
- Ask about water, power, and septic, and check the flood zone.
- Check for back taxes with the county treasurer.
- Read the financing terms carefully, including when you receive the deed.
New to land buying? Start with our guide on how to find cheap land for sale nationwide, then see how our process works.
Vacant Land Listings FAQ
Are these vacant land listings still available?
Some may be, but many have sold. This page shows past listings as examples. For current availability, open the listing post or subscribe to get new vacant land listings as soon as they are posted.
How often do you post new land listings?
New listings are added regularly, often weekly. Subscribers get them first by email.
Do these listings offer owner financing?
Many do. Past listings have included down payments as low as $75 and monthly payments from about $85 to under $200. Terms vary by property and are spelled out in each listing.
Where are your vacant land listings located?
Nationwide. Past listings have covered Washington, Nevada, Arizona, Colorado, New Mexico, Texas, Kansas, Mississippi, Florida, Arkansas, and Michigan, and inventory changes all the time.
Is the Vacant Land List free?
Yes. Joining the list is free, and there is no obligation to buy anything.
Can I list my land with you?
If you own land you want to sell, or want to advertise to our subscribers, visit our Advertise page or contact us.
Be First in Line for the Next Vacant Land Listing
Every listing on this page was once a brand-new deal in a subscriber’s inbox. Join the Vacant Land List today and get owner-financed vacant land listings from across the country, free, before they reach the big listing sites.
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Questions? Contact us or call (404) 913-7086.
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